If you have investment properties in your own name, have you considered the power of using you superannuation money to buy property? Its very simple – the money in your super can act as a deposit and relevant expenses, and borrow the rest to purchase your investment property! The lenders do have strict criteria and buffers to abide by, but this is for your protection as much as it is for the lenders. Best of all, the tax rate is much lower than our personal income tax so the rental income is taxed less and capital gains tax is less. What a great way to pay minimal tax AND build your wealth inside your super, because you are using someone else’s money to ride the capital growth wave! Don’t limit your earnings with whatever is in your account. Leverage is key to any wealth creation.

Let Money Orchard help you set up the SMSF, find a property that are suited to SMSF’s, and find the loan to go with it. Strict rules apply and you need our help t get it right the first time. We have created a seamless process to get this all organised WITHOUT all the headaches so you can rest easy and know your own super fund is doing its thing!